Credit and Money Empowerment: Chapter 1: Where Do I Start?

Credit Empowerment

Chapter 1. Where Do I Start?

Hello to everybody that reads this. My objective is to inform people of how to build their credit. What is the purpose? Well credit is one of the most important “facts/ statistic” about an individual in the buying world. Just like in the street, you have credibility, or at your job or with the ladies/males. What ever it is, it all goes back to credit.

Now I’m not trying to write a novel. These write ups will be long. If you choose to not read them, I honestly wont care. I Do know that someone will read this and it will open their eye about the reality of things.

So first of all, where do you start? Well you first must determine where you stand. Every detail is going to be from my point of view. Take what you want, but I will tell you that my credit is excellent and I did it in 6 months. Add another 2 years on top of that and what do you think I’m working with now?

So the first step is to discover where you stand: answer these questions first…

Do you have a credit card? Do you owe anything on it? Have you ever owned anything on it and paid it off in installments.

Do you have Any College Loans? Are they Deferred?

Do you have a car note?

Is collections after you?

Have you ever checked your credit score? All 3? How often.

First take some time out of your life and think about these. All these will affect your credit. I will be very direct with these things.

Credit cards will hurt you if you don’t know how to use them. I went from Zero to excellent with it.

College loans will not hurt you directly.

Car notes are poison.

Collections is Cancer.

If you haven’t checked your score yet, you’re a fool. Do it asap

I intend to have numerous chapters of my write ups. Buy the end, you will be ready to build or rebuild.